The more frequently we discuss Social Security with our clients - which is often - the more we realize just how complicated Social Security can be. In particular, we have found that Spousal Benefits can be among the most confusing provisions in the Social Security system.
While you should not expect to understand Spousal Benefits fully after only a short reading, we do hope to shed at least a little more light on the topic. First, let's see how the Social Security Administration explains it:
"Even if you have never worked under Social Security, you may be able to get spouse's retirement benefits if you are at least 62 years of age and your spouse or ex-spouse is receiving or eligible for retirement or disability benefits.
If you begin receiving benefits at your full retirement age, your benefit can be equal to one-half of your spouse's full retirement amount."
