8 Ways to Build a Budget

The idea of budgeting is not difficult – decide where you want your money to go, then make sure it goes there. However, it’s much easier said than done. Budgeting is made up of lots of little decisions, all used to uphold the one greater decision of creating a budget to get your financials under control. With all of this in mind, we’ve compiled eight steps to help jump start you into budgetary bliss!

Saying Goodbye to Coupons?

Couponing has turned into an extreme sport for some, even granting its own TV series and cult-like following. They’re saving loads of money, for sure, but not everyone has the ability to commit to such an undertaking! For those who don’t have the time or energy to pour into couponing, there are ways to still save money on your weekly shopping excursions. We found our inspiration for this list from Dave Ramsey’s recent blog post, found here.

Our Top 3 Tools for Smarter Saving

No one wants to work their entire life, only to run into financial troubles in retirement. However, this is exactly what’s happening to the majority of Americans. Statistics say the average household will not have enough money to sustain the lifestyle they lead before retiring. Breaking the cycle comes when you choose to be financially responsible in the years leading up to retirement. It will take some discipline, deferred gratification, and a well-established budget, but you are more than capable of setting yourself up for financial independence in retirement.

To get you started, we’ve pulled together three of our favorite budgeting programs. Hopefully, these will help you spend less time worrying about your money, and more time enjoying every other part of life!